Get a better Interest Rate by switching?

Move your mortgage without moving your house.  Is your mortgage less than 60% of the value of your home? If so you may be entitled to a discounted interest rate which in turns means lower monthly repayments. Some lenders may even pay your legal fees.

Why pay more for your mortgage than you need to pay?

If you took your mortgage out more than 5 years ago, you are probably paying too much. The increased equity value in your home is invariably not reflected by your current mortgage lender.  This means that you could now reduce the cost of your mortgage given the increased value in your home.  Talk to us today at This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

Release equity?

If you're planning to remain in your own home, there's nothing like a bit of redecorating or even building an extension to make the old place new again. The most efficient way of financing this is to release some of the equity built up in your home.

So, if your home is worth say €300,000, you can borrow a maximum of 90% of the value of the property. This equates to €270,000. But you will need to subtract your existing mortgage balance, say €200,000, to work out how much you can borrow now. In this example, it amounts to €70,000.

Releasing equity is also a great method by which to finance educational fees, medical expenses or investment in a holiday home.