If you are a first-time buyer, no doubt you will have a lot of questions to ask.

At Kielty Cashell Financial we help to take the stress out of buying your first home. We will assess your needs and guide you through the application process from start to finish.

There are lots of different mortgages on offer and plenty of information and guidance to help you choose the one that suits you best. We have explained the basics to get you started.

Note: A mortgage means using your property as security for a loan. This is why a mortgage is cheaper than other types of loan. If you do not keep up repayments on the mortgage, the lender can go to court for a possession order to repossess your home.