Am I better to go direct to the provider rather than Kielty Cashell Financial?

Quite simply, No. Each provider will invariably recommend it’s own products. This means you do not get the relative choice available across the marketplace. This is what we do. We will establish what is best for your set of circumstances from the many providers across the market.

Does it cost less if I go direct to the provider?

You do not get a discount because you go directly to a provider. In fact you will sometimes get better value when you have Kielty Cashell Financial representing you because institutions may compete with each other to win your business. We are normally paid by the institutions and insurance companies for the business we introduce to them. We explain all costs and charges so you know exactly what you are paying.

How much will it cost me if I use the services of Kielty Cashell Financial?

Before any business is agreed we will discuss in full our fees and payment structures. Only when you agree and clearly understand all the costs and charges associated do we proceed with any business. You can choose if you wish to pay by way of a fee or more usually we are remunerated by the company (or companies) through whom we place business. The level of payment to us will depend on the type of business and the payment structures that are in place at the time of placing the business. We will discuss both options and you can decide which one is best for you.

Do you have a question relating to costs on a specific piece of business? Please email us directly and we will explain to you exactly what costs and charges are involved.